Virgin says that any iPhone purchased from the company within the past year or so will be unlocked already, but some older iPhones might not have the same luck.
The good news is that all you'll need to do is update your iPhone to iOS 8 or iOS 9 and it'll be unlocked for you.
If your iPhone isn't compatible with iOS 8 - that is, if it's an iPhone 4 or older - you'll be able to perform a full restore of your iPhone to unlock it in the same way you can if you're on Three. Don't forget to back up your data first, though.

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